T4 FANNIE_MAE High Confidence Guidance

Announcement SVC-2025-03 – Servicing Guide Update

Updated property preservation expense reimbursement limits and guidance for Fannie Mae loan servicers

LOW

Impact Level

Top: Compliance (2)

Classification

Regulatory Program: GSE Servicing Requirements
Doc Type: Guidance
Effective Date: 2025-06-11
Days to Action: -400
Comment Deadline: —
Published: 2025-06-11

Urgency Basis

Effective date of June 11, 2025 was over 360 days ago relative to today's date of June 9, 2026

Operational Context

Affected Functions

Compliance Operations

Institution Applicability

All

Impact by Category

Compliance

Operational

Data Governance

Model Risk

Reporting & Disclosure

Capital & Liquidity

Consumer Protection

Third-Party Risk

Key Requirements

- Update property preservation expense reimbursement limits per F-1-05 guidance - Revise preservation procedures according to updated Property Preservation Matrix - Apply new reimbursement limits to services completed on or after June 11, 2025

Scoring Rationale

This is a routine GSE servicing guide update affecting property preservation procedures. The changes are incremental adjustments to existing reimbursement limits rather than new fundamental requirements. Impact is limited to servicers of Fannie Mae loans and involves operational process updates rather than enterprise-wide changes. The effective date has already passed by over a year, making this a monitoring item for institutions that may not have implemented the changes yet.

Scored: 2026-06-09T08:01:21.963Z Model: claude-sonnet-4-20250514 Confidence: High Aggregate Score: 1.5

AI Analysis Disclosure — This record, including its scores, impact assessments, and Advisory Assessment (impact, risk, and recommended actions), was generated by an AI model and may contain errors or omissions. The Advisory Assessment is a starting point for analysis, not a substitute for professional judgment. Effective dates, applicability determinations, impact assessments, and any recommended actions should be independently verified against primary regulatory source documents and reviewed by qualified compliance or legal personnel before taking compliance action. This output does not constitute legal or compliance advice.