T4 FANNIE_MAE High Confidence Guidance

Servicing Notice – Advance Notice of Retirement of HomeSaver Solutions Network Workout Functionality

Technology platform consolidation and servicing streamlining by Fannie Mae

MODERATE

Impact Level

Top: Operational (3)

Classification

Regulatory Program: GSE Servicing Requirements
Doc Type: Guidance
Effective Date: 2025-12-01
Days to Action: -227
Comment Deadline: —
Published: 2025-05-14

Urgency Basis

Effective date was December 1, 2025, which has already passed as of today (June 2, 2026). This is a historical change that should have been implemented.

Operational Context

Flags

Systems Change Required

Affected Functions

Operations Technology

Institution Applicability

All

Impact by Category

Compliance

Operational

Data Governance

Model Risk

Reporting & Disclosure

Capital & Liquidity

Consumer Protection

Third-Party Risk

Key Requirements

- Transition all workout reporting activities from HSSN to SMDU Case Management by November 30, 2025 - Complete staff training on SMDU platform using provided user guide modules - Migrate all active workout cases and related documentation to SMDU platform - Establish new workflows for loan modification case creation and submission in SMDU

Scoring Rationale

This is an operational platform migration notice from Fannie Mae rather than a regulatory requirement. The change requires moderate operational effort to transition systems and retrain staff, but creates no new compliance obligations. The effective date has already passed, making this a historical notice for tracking purposes.

Scored: 2026-06-02T11:01:27.029Z Model: claude-sonnet-4-20250514 Confidence: High Aggregate Score: 2.5

AI Analysis Disclosure — This record, including its scores, impact assessments, and Advisory Assessment (impact, risk, and recommended actions), was generated by an AI model and may contain errors or omissions. The Advisory Assessment is a starting point for analysis, not a substitute for professional judgment. Effective dates, applicability determinations, impact assessments, and any recommended actions should be independently verified against primary regulatory source documents and reviewed by qualified compliance or legal personnel before taking compliance action. This output does not constitute legal or compliance advice.