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T4 FANNIE_MAE High Confidence Guidance

Announcement SVC-2025-03 – Servicing Guide Update

Updated property preservation expense reimbursement limits and guidance for Fannie Mae servicers

LOW
Impact Level
Top: Compliance (2)

Advisory Assessment

Impact. This update adjusts property preservation expense reimbursement limits and procedural requirements for Fannie Mae servicing operations, requiring changes to expense processing workflows and vendor payment structures. Your operations team must apply the revised limits from the Property Preservation Matrix to all qualifying services performed since June 11, 2025.

Risk. Examination focus will center on whether your team properly implemented the new reimbursement caps and documentation standards for property preservation activities. The most vulnerable exposure sits in operations where staff may continue using outdated expense limits or fail to apply the revised procedural requirements to recent preservation work.

Recommended Action. Direct your servicing operations manager to conduct an immediate reconciliation of all property preservation expenses processed since June 11, 2025, against the updated reimbursement limits in F-1-05. Ensure your vendor payment systems reflect the current Property Preservation Matrix requirements and that staff training covers the procedural changes.

Watch. Monitor upcoming Fannie Mae servicing guide releases for additional property preservation modifications, as GSE updates to these standards often come in phases throughout the year.

Classification

Regulatory Program
GSE Servicing Standards
Doc Type
Guidance
Effective Date
2025-06-11
Days to Action
-400
Comment Deadline
Published
2025-06-11

Urgency Basis

Effective date of June 11, 2025 is over 180 days in the past relative to today's date of May 26, 2026

Operational Context

Affected Functions
Compliance Operations
Institution Applicability
All

Impact by Category

Compliance
2
Operational
2
Data Governance
0
Model Risk
0
Reporting & Disclosure
1
Capital & Liquidity
0
Consumer Protection
1
Third-Party Risk
1

Key Requirements

- Update property preservation expense processing to reflect new reimbursement limits in F-1-05 - Revise property preservation procedures to align with updated Property Preservation Matrix and Reference Guide - Apply new standards to all impacted services completed on or after June 11, 2025

Scoring Rationale

This is a routine GSE servicing guide update with incremental changes to property preservation standards. The changes are administrative in nature, affecting expense reimbursement limits and procedural guidance. Impact is limited to servicers and requires modest operational adjustments. The effective date has already passed, making this a monitoring item rather than an action item.

Scored: 2026-05-26T08:01:25.476Z Model: claude-sonnet-4-20250514 Confidence: High Aggregate Score: 1.4
AI Analysis Disclosure — This record, including its scores, impact assessments, and Advisory Assessment (impact, risk, and recommended actions), was generated by an AI model and may contain errors or omissions. The Advisory Assessment is a starting point for analysis, not a substitute for professional judgment. Effective dates, applicability determinations, impact assessments, and any recommended actions should be independently verified against primary regulatory source documents and reviewed by qualified compliance or legal personnel before taking compliance action. This output does not constitute legal or compliance advice.