T4 FANNIE_MAE Medium Confidence Guidance

Announcement SVC-2025-03 – Servicing Guide Update

Updated property preservation expense reimbursement limits for Fannie Mae serviced loans

LOW

Impact Level

Top: Compliance (2)

Classification

Regulatory Program: GSE Servicing
Doc Type: Guidance
Effective Date: 2025-06-11
Days to Action: -400
Comment Deadline: —
Published: 2025-06-11

Urgency Basis

Effective date was June 11, 2025, over 350 days ago from current date of June 2, 2026

Operational Context

Affected Functions

Compliance Operations

Institution Applicability

All

Impact by Category

Compliance

Operational

Data Governance

Model Risk

Reporting & Disclosure

Capital & Liquidity

Consumer Protection

Third-Party Risk

Key Requirements

- Update property preservation expense processing to reflect new reimbursement limits - Revise vendor contracts for property preservation services under updated guidelines - Train servicing staff on revised Property Preservation Matrix requirements

Scoring Rationale

This is a relatively minor GSE servicing update affecting property preservation expense reimbursement limits. The change is operational in nature, requiring process updates but not enterprise-wide remediation. Effective date has already passed by over a year, making this a retrospective assessment. Impact is limited to servicers of Fannie Mae loans and primarily affects operational workflows rather than creating new regulatory obligations.

Scored: 2026-06-02T09:01:21.104Z Model: claude-sonnet-4-20250514 Confidence: Medium Aggregate Score: 1.4

AI Analysis Disclosure — This record, including its scores, impact assessments, and Advisory Assessment (impact, risk, and recommended actions), was generated by an AI model and may contain errors or omissions. The Advisory Assessment is a starting point for analysis, not a substitute for professional judgment. Effective dates, applicability determinations, impact assessments, and any recommended actions should be independently verified against primary regulatory source documents and reviewed by qualified compliance or legal personnel before taking compliance action. This output does not constitute legal or compliance advice.